1 Discounted Personal Loan (Car Loan) rate is subject to change at any time. Minimum loan amount $20,000; a $250 Application Fee applies. Minimum loan term is 12 months and maximum loan term is 10 years. No penalties apply for paying out early. A Discounted Personal Loan (Car Loan) may be used to purchase or refinance a car up to 2 years old from year of manufacture (currently from 2019) which must be used as security for the Car Loan. Other rates apply to other personal loan types. Examples: $20,000 borrowed for 5 years at 4.65% p.a. / 4.99% p.a. comparison rate has to be repaid back in 60 monthly instalments of $379 per month~. $20,000 borrowed for 3 years at 4.65% p.a. / 4.99% p.a. comparison rate has to be paid back in 36 monthly instalments of $604 per month~.
2 Discounted Personal Loan rate is subject to change at any time. Minimum loan amount $10,000; a $250 Application Fee applies. Minimum loan term is 12 months and maximum loan term is 10 years. No penalties apply for paying out early. Secured by a vehicle which is less than 7 years old (minimum security value of $5,000) or has a security value of $10,000 or more. As your Discounted Personal Loan interest rate will be based on various factors such as your loan criteria and our assessment of your application, a different rate and repayment amount may apply if the vehicle used as security is more than 7 years old and is less than the minimum security value of $10,000. We will confirm the specific details in your loan offer document. Other rates apply to other personal loan types. Examples: $10,000 borrowed for 5 years at 7.99% p.a. / 8.35% p.a. comparison rate has to be repaid back in 60 monthly instalments of $208 per month~. $10,000 borrowed for 3 years at 7.99% p.a. / 8.35% p.a. comparison rate has to be paid back in 36 monthly instalments of $321 per month~.
3 Unsecured Personal Loan rate is subject to change at any time. Minimum loan amount $2,000; a $250 Application Fee applies. Minimum loan term is 12 months and maximum loan term is 7 years. No penalties apply for paying out early. As your Unsecured Personal Loan interest rate will be based on various factors such as your loan criteria and our assessment of your application, a different rate may apply to your loan. We will confirm the specific details of your loan, including your actual interest rate and repayment amounts in your loan offer document. Maximum interest rate for an Unsecured Personal Loan product is 13.99%p.a. (comparison rate 15.78%p.a.). Other rates apply to other personal loan types. Examples: $2,000 borrowed for 3 years at 13.99% p.a. / 15.78% p.a. comparison rate has to be repaid back in 36 monthly instalments of $77 per month~. $2,000 borrowed for 1 year at 13.99% p.a. / 15.78% p.a. comparison rate has to be paid back in 12 monthly instalments of $202 per month~.
4 Fixed for 5 years then reverts to a variable rate for remaining term up to 10 years.
5 Minimum redraw amount is $250. Redraws are only available if sufficient extra repayments have been made against the loan account.
