Transaction Accounts
Looking for an easy to access everyday account that doesn't charge you excessive fees? Find out more today about People's Choice transaction accounts.
BSB 805 050
Download our app for an even better mobile banking experience
BSB 805 050
- Home
- Products & Services
- Savings & Investment Accounts
Savings & Investment Accounts
Whether you're saving for a holiday or special event, find an account to suit your goals
Choose the product that fits you
I'm looking for
Reset
Compare Our Products
Product Summary
Account Purpose
Interest Rate
Bonus Interest Criteria
Interest Frequency
Minimum Opening Deposit
Access to Account
Funds At Call / Term
Unlimited Free Access
Access with Fee
Reach your savings goals sooner
Account Purpose
A savings account that incentivises you to save by offering competitive bonus interest rates if you make a minimum $50 deposit in the month, as well as making no withdrawals.
Interest Rate
Up to 1.2% p.a.2
Bonus Interest Criteria
Deposit $50 and no withdrawals within calendar month2
Interest Frequency
Monthly
Minimum Opening Deposit
$0
Access to Account
Branch and Online
Funds At Call / Term
At Call
Unlimited Free Access
BPAY payments, Direct Debits, Internet and Phone Banking
Access with Fee
Direct Debits, Branch and Agency withdrawals and transfers
Earn more and reach your savings goals sooner
Account Purpose
An online savings account that offers bonus interest when you make no withdrawals during the month, helping you reach your savings goal sooner.
Interest Rate
Up to 0.75% p.a.1
Bonus Interest Criteria
If no withdrawals in calendar month
Interest Frequency
Monthly
Minimum Opening Deposit
$0
Access to Account
Online Access Only
Funds At Call / Term
At Call
Unlimited Free Access
BPAY payments, Direct Debits, Internet and Phone Banking
Access with Fee
N/A
Learn how to save from a young age and get rewarded with bonus interest
Account Purpose
A savings account designed to teach children the value of saving from a young age by rewarding them with a higher rate of interest when a minimum of $5 is deposited in the month and no withdrawals are made.
Interest Rate
Up to 1.5% p.a.3
Bonus Interest Criteria
Deposit $5 and no withdrawals within calendar month
Interest Frequency
Monthly
Minimum Opening Deposit
$0
Access to Account
Branch and Online
Funds At Call / Term
At Call
Unlimited Free Access
BPAY payments, Direct Debits, Internet and Phone Banking
Access with Fee
Direct Debits, Branch and Agency withdrawals and transfers
A secure way to invest your money
Account Purpose
A Personal Term Investment is a safe and secure way to invest your money and earn a great interest rate on your savings. Designed for members wanting to make the most of their savings by locking their funds away for a fixed term.
Interest Rate
Up to 1.3% p.a.
Bonus Interest Criteria
Interest Frequency
At maturity, or annually for terms greater than 1 year
Minimum Opening Deposit
$5,000
Access to Account
N/A
Funds At Call / Term
Withdrawal at maturity.
Terms 2 months to 5 years
Terms 2 months to 5 years
Unlimited Free Access
N/A
Access with Fee
N/A
Give yourself the gift of a worry-free Christmas
Account Purpose
A savings account designed to take the financial stress out of your annual Christmas celebrations by restricting your access to withdraw funds outside of 1 November to 31 January.
Interest Rate
0.5% p.a.4
Bonus Interest Criteria
Interest Frequency
Annually
Minimum Opening Deposit
$0
Access to Account
Branch and Online
Funds At Call / Term
At Call During Access Period
Unlimited Free Access
During Access Period: BPAY payments, Internet and Phone Banking
Access with Fee
During Access Period: Branch and Agency withdrawals, Direct Debits.
Fee applies to all withdrawals outside of access period.
Our Expenses Account helps you budget for bills so you never miss a payment again
Account Purpose
An account designed for bill paying. Keep your expenses separate from your day to day spending, so you never miss a bill payment.
Interest Rate
Nil
Bonus Interest Criteria
N/A
Interest Frequency
Monthly
Minimum Opening Deposit
$0
Access to Account
Branch and Online
Funds At Call / Term
At Call
Unlimited Free Access
Branch and Agency deposits and transfers, BPAY payments, Direct Debits, member cheque withdrawals, Internet and Phone Banking
Access with Fee
Branch and Agency withdrawals
You may also be interested in…
Save for a goal
We all have those big dreams and goals we save for. Use our easy savings tips to help you save money and make your dream reality!