Savings & Investment Accounts
Whether you're saving for a holiday or special event, we know your reasons for saving are different, so we have savings or investment accounts to match.
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Transaction Accounts
Managing your money should be easy and accessible
Choose the product that fits you
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Product Summary
Account Purpose
Administration Fee
Criteria to waive administration fee
Interest
Access to Account
Unlimited Free Access
Optional Cheque Facility
Optional Overdraft
Interest Frequency
Under 25? Our Activate Account has it all with no monthly account keeping fees
Account Purpose
A transaction account designed specifically for members aged 13 to 24 years. With no monthly fees, easy access to your account via Internet and Smart Phone Banking and no minimum balance.
Administration Fee
$0
Criteria to waive administration fee
N/A
Interest
N/A
Access to Account
rediCARD, Visa Debit, redi2PAY, Apple Pay, Android PayTM
Unlimited Free Access
Optional Cheque Facility
Optional Overdraft
18 years and above
Interest Frequency
N/A
Flexible transaction accounts with unlimited selected transactions and a low monthly fee
Account Purpose
An everyday transaction account that gives you easy access to your money with unlimited selected transactions for a low monthly fee. Ability to have monthly fee waived if certain criteria is met.
Administration Fee
$6.50 per month ($0 per month if you meet the criteria below)
Criteria to waive administration fee
3 qualifying products.
Refer to our Fees and Charges Brochure for eligible products.
Interest
N/A
Access to Account
Visa Debit, redi2PAY, Apple Pay, Android PayTM
Unlimited Free Access
Optional Cheque Facility
Optional Overdraft
Interest Frequency
N/A
Provides easy access to your money on the go, online, anywhere and anytime
Account Purpose
An everyday transaction account designed for members aged 25 to 54 years with the ability to have no monthly fees! Easy access to your account via Visa Debit card with payWave, Internet and Smart Phone Banking and online eStatements.
Administration Fee
$6 per month ($0 per month if you meet the criteria below)
Criteria to waive administration fee
$2,000 per month credited to the account or a People's Choice Home Loan^
Interest
N/A
Access to Account
Visa Debit, redi2PAY, Apple Pay, Android PayTM
Unlimited Free Access
Optional Cheque Facility
Optional Overdraft
Interest Frequency
N/A
A transaction account designed specifically for people 55 years and over
Account Purpose
A transaction account designed specifically for people 55 years and over
Administration Fee
$0
Criteria to waive administration fee
N/A
Interest
Up to 2.05% p.a.
Access to Account
Visa Debit, redi2PAY, Apple Pay, Android PayTM
Unlimited Free Access
Optional Cheque Facility
Optional Overdraft
Interest Frequency
Monthly
An Offset Account is an everyday transaction account that can help reduce the interest charged on your home loan. Speak to us today about your home loan needs
Account Purpose
A transaction account that can help you reduce the amount of interest you pay on your home loan. The account is linked to your People's Choice standard variable home loan and reduces the balance of the loan that you pay interest on by what savings you have in your Offset Account.
Administration Fee
$8 per month when linked to a loan
$6 per month when not linked to a loan
Criteria to waive administration fee
N/A
Standard lending fees and charges apply. Refer to our Fees and Charges Brochure for details
Interest
N/A
Access to Account
Visa Debit, redi2PAY, Apple Pay, Android PayTM
Unlimited Free Access
Optional Cheque Facility
Optional Overdraft
Interest Frequency
Monthly
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