Enjoy the convenience of an everyday transaction account with the added bonus of reducing the amount of interest you pay on your home loan with an Offset Account from People’s Choice.
An Offset Account allows you to make the most of your income and could save you thousands of dollars of interest charged on your home loan.
Here is how it works:
If your home loan balance is $350,000 and your linked Offset Account balance is $10,000, you are charged home loan interest based on $340,000.
Offset Accounts can be linked to any People’s Choice Standard Variable Rate Home Loan or Variable Rate Home Loan Package.
- Visa Debit card with the convenience of payWave access to make faster, easier and secure transactions
- Pay with your digital wallets: Google PayTM , Apple Pay, and Samsung Pay
- Easy access to your account 24/7 with the People’s Choice Mobile Banking Apps, Internet Banking and Phone Banking
- Monthly statements with the option to receive eStatements direct to your email
- Make unlimited ATM transactions, EFTPOS transactions, Visa Debit card ‘credit’ purchases, Direct Debits, BPAY® transactions, and People’s Choice Credit Union Branch, Agency, and [email protected] transactions, all for a set monthly fee*
- Ability to link a cheque book or overdraft facility to your Everyday Account
View our current home loan rates.