BSB 805 050

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BSB 805 050

Featured Rates

We work hard to offer competitive rates on all our products

We change our featured rates regularly.

You can keep up to date with the latest rate changes and most competitive rates we have on offer.


Discounted Personal Loan (Car Loan)



Comparison Rate1

Term Investments



Fixed for 3 years with interest paid annually3

New Business Basic Variable Home Loan <80% LVR



Comparison Ratez

Bonus Saver



with Bonus Interest2



If you don't already have a Home Loan with us, our Home Loans - Special Offer Rates includes exclusive rates just for you! And, if you're a First Home Buyer we have special rates to help get you started on your home buying journey. 

Home Loans Special Offer Rates

Most popular questions...

A Discounted Personal Loan (Car Loan) may be used to purchase or refinance a car up to 2 years old from year of manufacture (currently from 2019) which must be used as security for the Car Loan. Comparison rates are based on a secured loan of $30,000 with monthly repayments over a term of 5 years.

Bonus interest paid where at least $50 is deposited into the account and there are no withdrawals in the calendar month. Interest is calculated daily and paid to the account monthly.

Rates quoted are current at date of issue and may change without notice. Interest is calculated daily and paid at maturity for terms of less than 12 months. For terms of greater than 12 months interest is calculated daily and paid either monthly or annually, different rates may apply.  Interest can be reinvested or paid to a People’s Choice Credit Union Transaction or Savings account. Terms, conditions, fees and charges apply and are available on application.

z Limited time only. Minimum $150,000 loan. Terms, conditions, fees, charges and lending criteria apply. Rate current for new applications from 22 September 2020 and rate discounts subject to change at any time. Under this offer, a 1.24%p.a. discount is applied to the Basic Variable rate for the life of the loan. No Offset Account allowed. Principal and Interest comparison rate based on a $150,000 loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. People’s Choice Credit Union, 50 Flinders Street, Adelaide SA 5000, Australian Credit Licence 244310.

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