1A Discounted Personal Loan (Car Loan) may be used to purchase or refinance a car up to 2 years old from year of manufacture (currently from 2017) which must be used as security for the Car Loan. Comparison rates are based on a secured loan of $30,000 with monthly repayments over a term of 5 years.
*Terms, conditions, fees, charges, lending criteria apply and are available on application. Borrower must qualify for a Home Loan Package. Current Annual Fee of $395 applies. Rate current for new applications from 23/07/2019 and is subject to change at any time. Under the Package, a 1.56%p.a. discount is applied to the Standard Variable Principal and Interest rate for the life of the loan. Maximum Loan to Value Ratio (LVR) is 90.00%. Minimum new borrowings $100,000. Principal and Interest comparison rate based on a $150,000 loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2Bonus interest paid where at least $50 is deposited into the account and there are no withdrawals in the calendar month. Interest is calculated daily and paid to the account monthly.
3Rates quoted are current at date of issue and may change without notice. Interest is calculated daily and paid at maturity for terms of less than 12 months.Interest can be reinvested or paid to a People’s Choice Credit Union Transaction or Savings account.Terms, conditions, fees and charges apply and are available on application.