BSB 805 050

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BSB 805 050

Savings & Investment Account Rates

Current as at 24 November 2017

Savings Accounts (Credit Interest)

Product Name Tier Rate Rate + Bonus
Expenses Account > $0 n/a n/a
Online Saver1 $0 - $4,999 0.75% p.a. 1.15% p.a.
Online Saver1 > $5,000 1.50% p.a. 1.90% p.a.
Bonus Saver2 > $0 0.01% p.a. 2.55% p.a.
Young Saver3 > $0 1.45% p.a. 2.55% p.a.
Christmas Saver4 > $0 1.00% p.a. n/a

1 Bonus interest paid where there are no withdrawals in the current month. Interest is calculated daily and paid to the account monthly.
2 Bonus interest paid where at least $50 is deposited into the account and there are no withdrawals in the calendar month. Interest is calculated daily and paid to the account monthly.
3 Bonus interest paid where at least $5 is deposited into the account and there are no withdrawals in the calendar month. Interest is calculated daily and paid to the account monthly.
4 Interest is calculated daily and paid to the account annually on 31 October.

Rates quoted are current at date of issue and may change without notice. Interest is calculated daily and paid on the last day of the month except where stated. Interest is calculated on the entire balance of each account at the applicable rate, except for the Online Saver Account where interest is calculated on the portion of the account balance in each interest tier. No interest is paid where the balance falls below the lowest tier shown for each account.

Term Investment Accounts (Interest at Maturity)

Term $5,000 - $999,999
2 < 3 months 1.75% p.a.
3 < 4 months 2.20% p.a.
4 < 5 months 2.30% p.a.
5 < 6 months 2.40% p.a.
6 < 7 months 2.60% p.a.
7 < 8 months 2.40% p.a.
8 < 9 months 2.40% p.a.
9 < 10 months 2.65% p.a.
10 < 11 months 2.40% p.a.
11 < 12 months 2.40% p.a.

Term Investment Accounts (Interest Monthly)

Term $5,000 - $999,999
1 < 2 years 2.67% p.a.
2 < 3 years 2.76% p.a.
3 < 4 years 2.96% p.a.
4 < 5 years 2.96% p.a.
5 years 2.96% p.a.

Term Investment Accounts (Interest Annually)

Term $5,000 - $999,999
1 < 2 years 2.70% p.a.
2 < 3 years 2.80% p.a.
3 < 4 years 3.00% p.a.
4 < 5 years 3.00% p.a.
5 years 3.00% p.a.

If you are under 25 years of age then the minimum deposit is only $1,000.

For rates on investment amounts $1,000,000 and above please contact us.  

Rates quoted are current at date of issue and may change without notice. Interest is calculated daily and paid at maturity for terms of less than 12 months. For terms of greater than 12 months interest is calculated daily and paid either monthly or annually. Quarterly, six monthly and 28 day rates are also available on application. Interest can be reinvested or paid to a People’s Choice Credit Union Transaction or Savings account.

Terms, conditions, fees and charges apply and are available on application.

The information above is general advice only and does not take into consideration your personal objectives, financial situation or needs (“your personal circumstances”). Please consider the relevant Disclosure Documents and your personal circumstances before making any decision to purchase the products. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.

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