BSB 805 050

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BSB 805 050

Home Loan Package Rates

Current as at 25 June 2019

New Business Offer - Variable Home Loan Package

Product Name Tier Discount to the Standard Variable Rate Principal & Interest Rate with Package Discount Principal & Interest Comparison Rate Interest Only Rate with Package Discount Interest Only Comparison Rate
Variable Home Loan Package <90% LVR~a $100,000 - $1,500,000 1.56% p.a. 3.49% p.a. 3.90% p.a. n/a n/a

Variable Home Loan Package

Product Name Tier Discount to the Standard Variable Rate Principal & Interest Rate with Package Discount Principal & Interest Comparison Rate Interest Only Rate with Package Discount Interest Only Comparison Rate
Variable Home Loan Package~ $100,000 - $1,500,000 0.85% p.a. 4.20% p.a. 4.59% p.a. 4.75% p.a. 5.13% p.a.

First Home Buyer Offer – Fixed Home Loan Package

Product Name Tier Principal & Interest Rate Principal & Interest Comparison Rate Interest Only Rate Interest Only Comparison Rate
Fixed Home Loan Package (First Home Buyer)c $100,000 - $1,500,000 3.54% p.a. 4.47% p.a. 4.09% p.a. 5.01% p.a.

Fixed Home Loan Package

Product Name Term Principal & Interest Rate Principal & Interest Comparison Rate Interest Only Rate Interest Only Comparison Rate
Fixed Home Loan Package 1 year 3.99% p.a. 4.57% p.a. 4.44% p.a. 5.10% p.a.
Fixed Home Loan Package 2 years 3.59% p.a. 4.48% p.a. 4.14% p.a. 5.02% p.a.
Fixed Home Loan Package 3 years 3.69% p.a. 4.46% p.a. 4.29% p.a. 5.01% p.a.
Fixed Home Loan Package 4 years 4.29% p.a. 4.62% p.a. 4.89% p.a. 5.18% p.a.
Fixed Home Loan Package 5 years 4.29% p.a. 4.63% p.a. 4.99% p.a. 5.23% p.a.

Line of Credit Package

Product Name Tier Discount to the Line of Credit Rate Line of Credit Rate with Package Discount Comparison Rate
Line of Credit Package~ $100,000 - $500,000 0.45% p.a. 5.55% p.a. n/a

LVR = Loan to Value Ratio.

~ Rate determined by total balance of People’s Choice Home Lending products.

a Limited time only. Borrower must qualify for a Home Loan Package. Current Annual Fee of $395 applies. Rate current for new applications from 25/06/2019 and subject to change without notice. 1.56%p.a. discount applies to the Standard Variable rate. Resulting principal and interest rate of 3.49%p.a. Maximum LVR is 90%. Minimum new borrowings of $100,000 applies. Investment Loans are excluded from this offer.

c Rate offer is available for new applications submitted from 18/06/2019 and subject to change without notice. Home Loan Rate available for first home buyers only (each borrower on the loan must have never previously owned a residential property (either separately or jointly with another person). Investment Loans are excluded from this offer.

*Terms, conditions, fees, charges and lending criteria apply. Borrower must qualify for a Home Loan Package. Current Annual Fee of $395 applies. Rate current for new applications from 25/06/2019 and is subject to change at any time. Minimum new borrowings of $100,000 applies. Comparison rate based on a $150,000 loan over a 25 year term.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

WARNING:This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.  

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