BSB 805 050

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BSB 805 050

Home Loan Package Rates

Current as at 28 August 2019

New Business Offer - Variable Home Loan Package

Product Name Tier Discount to the Standard Variable Rate Principal & Interest Rate with Package Discount Principal & Interest Comparison Rate Interest Only Rate with Package Discount Interest Only Comparison Rate
Variable Home Loan Package <90% LVR~a $100,000 - $1,500,000 1.56% p.a. 3.34% p.a. 3.75% p.a. n/a n/a

Variable Home Loan Package

Product Name Tier Discount to the Standard Variable Rate Principal & Interest Rate with Package Discount Principal & Interest Comparison Rate Interest Only Rate with Package Discount Interest Only Comparison Rate
Variable Home Loan Package~ $100,000 - $1,500,000 0.85% p.a. 4.05% p.a. 4.44% p.a. 4.60% p.a. 4.98% p.a.

First Home Buyer Offer – Fixed Home Loan Package

Product Name Tier Principal & Interest Rate Principal & Interest Comparison Rate Interest Only Rate Interest Only Comparison Rate
3 Year Fixed Home Loan Package (First Home Buyer)c $100,000 - $1,500,000 2.99% p.a. 4.17% p.a. 3.74% p.a. 4.75% p.a.

Fixed Home Loan Package

Product Name Term Principal & Interest Rate Principal & Interest Comparison Rate Interest Only Rate Interest Only Comparison Rate
Fixed Home Loan Package 1 year 2.99% p.a. 4.34% p.a. 3.74% p.a. 4.90% p.a.
Fixed Home Loan Package 2 years 2.99% p.a. 4.25% p.a. 3.74% p.a. 4.82% p.a.
Fixed Home Loan Package 3 years 3.09% p.a. 4.20% p.a. 3.84% p.a. 4.78% p.a.
Fixed Home Loan Package 4 years 3.49% p.a. 4.26% p.a. 4.04% p.a. 4.79% p.a.
Fixed Home Loan Package 5 years 3.59% p.a. 4.26% p.a. 4.14% p.a. 4.79% p.a.

Line of Credit Package

Product Name Tier Discount to the Line of Credit Rate Line of Credit Rate with Package Discount Comparison Rate
Line of Credit Package~ $100,000 - $500,000 0.45% p.a. 5.40% p.a. n/a

LVR = Loan to Value Ratio.

~ Rate determined by total balance of People’s Choice Home Lending products.

a Limited time only. Borrower must qualify for a Home Loan Package. Current Annual Fee of $395 applies. Rate current for new applications from 23/07/2019 and subject to change without notice. Under the Package, a 1.56%p.a. discount is applied to the Standard Variable rate for the life of the loan. Maximum LVR is 90.00%. Minimum new borrowings $100,000. Investment Loans are excluded from this offer.

c Rate offer is available for new applications submitted from 28/08/2019 and subject to change without notice. Home Loan Rate available for first home buyers only (each borrower on the loan must have never previously owned a residential property either separately or jointly with another person). Investment Loans are excluded from this offer.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

WARNING:This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.  

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