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Current as at 23 July 2019
New Business Offer - Variable Home Loan Package
| Product Name | Tier | Discount to the Standard Variable Rate | Principal & Interest Rate with Package Discount | Principal & Interest Comparison Rate | Interest Only Rate with Package Discount | Interest Only Comparison Rate |
|---|---|---|---|---|---|---|
| Variable Home Loan Package <90% LVR~a | $100,000 - $1,500,000 | 1.56% p.a. | 3.34% p.a. | 3.75% p.a. | n/a | n/a |
First Home Buyer - 2 Year Fixed Package
| Product Name | Tier | Principal & Interest Rate | Principal & Interest Comparison Rate | Interest Only Rate | Interest Only Comparison Rate |
|---|---|---|---|---|---|
| 2 Year Fixed Home Loan Package (First Home Buyer)c | $100,000 - $1,500,000 | 3.13% p.a. | 4.28% p.a. | 3.84% p.a. | 4.84% p.a. |
LVR = Loan to Value Ratio.
~ Rate determined by total balance of People’s Choice Home Lending products.
a Limited time only. Borrower must qualify for a Home Loan Package. Current Annual Fee of $395 applies. Rate current for new applications from 23/07/2019 and subject to change without notice. Under the Package, a 1.56%p.a. discount is applied to the Standard Variable rate for the life of the loan. Maximum LVR is 90.00%. Minimum new borrowings $100,000. Investment Loans are excluded from this offer.
c Rate offer is available for new applications submitted from 23/07/2019 and subject to change without notice. Home Loan Rate available for first home buyers only (each borrower on the loan must have never previously owned a residential property either separately or jointly with another person). Investment Loans are excluded from this offer.
Terms, conditions, fees, charges and lending criteria apply and are available on application.
WARNING:This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.