BSB 805 050

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BSB 805 050

Investment Loan Package Rates

Current as at 18 October 2019

Variable Investment Loan Package

Product Name Tier Discount to the Standard Variable Rate Principal & Interest Rate with Package Discount Principal & Interest Comparison Rate Interest Only Rate with Package Discount Interest Only Comparison Rate
Variable Investment Loan Package~ $100,000 - $1,500,000 0.90% p.a. 4.51% p.a. 4.89% p.a. 4.81% p.a. 5.19% p.a.

New Business Offer - Variable Investment Loan Package

Product Name Tier Discount to the Standard Variable Rate Principal & Interest Rate with Package Discount Principal & Interest Comparison Rate Interest Only Rate with Package Discount Interest Only Comparison Rate
Variable Investment Loan Package IO <80% LVR~c $100,000 - $1,500,000 1.57% p.a. n/a n/a 4.14% p.a. 4.53% p.a.
Variable Investment Loan Package <90% LVR~b $100,000 - $1,500,000 1.57% p.a. 3.84% p.a. 4.24% p.a. n/a n/a

Fixed Investment Loan Package

Product Name Term Principal & Interest Rate Principal & Interest Comparison Rate Interest Only Rate Interest Only Comparison Rate
Fixed Investment Loan Package 1 year 3.49% p.a. 4.80% p.a. 3.74% p.a. 5.08% p.a.
Fixed Investment Loan Package 2 years 3.28% p.a. 4.67% p.a. 3.54% p.a. 4.95% p.a.
Fixed Investment Loan Package 3 years 3.38% p.a. 4.60% p.a. 3.54% p.a. 4.85% p.a.
Fixed Investment Loan Package 4 years 3.84% p.a. 4.67% p.a. 4.04% p.a. 4.92% p.a.
Fixed Investment Loan Package 5 years 3.84% p.a. 4.62% p.a. 4.14% p.a. 4.91% p.a.

Line of Credit Package

Product Name Tier Discount to the Line of Credit Rate Line of Credit Rate with Package Discount Comparison Rate
Line of Credit Package~ $100,000 - $500,000 0.45% p.a. 5.40% p.a. n/a

LVR = Loan to Value Ratio.

~ Rate determined by total balance of People’s Choice Investment Lending products.

b Limited time only. Borrower must qualify for an Investment Loan Package. Current Annual Fee of $395 applies. Rate current for new applications from 18/10/2019 and subject to change without notice. Under the Package, a 1.57%p.a. discount is applied to the Standard Variable Investment principal and interest rate for the life of the loan. Maximum LVR 90.00%. Minimum new borrowings $100,000.

c Limited time only. Borrower must qualify for an Investment Loan Package. Current Annual Fee of $395 applies. Rate current for new applications from 18/10/2019 and subject to change without notice. Under the Package, a 1.57%p.a. discount is applied to the Standard Variable Investment interest only rate for the life of the loan. Maximum LVR 80.00%. Minimum new borrowings $100,000.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

The comparison rate is for a loan of $150,000 over 25 years. WARNING:This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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