BSB 805 050

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BSB 805 050

Investment Loan Package Rates

Current as at 25 June 2019

New Business Offer - Variable Investment Loan Package

Product Name Tier Discount to the Standard Variable Rate Principal & Interest Rate with Package Discount Principal & Interest Comparison Rate Interest Only Rate with Package Discount Interest Only Comparison Rate
Variable Investment Loan Package IO <80% LVR~ $100,000 - $1,500,000 1.87% p.a. 4.24% p.a. n/a 4.24% p.a. 4.63% p.a.
Variable Investment Loan Package <90% LVR~b $100,000 - $1,500,000 1.81% p.a. 3.89% p.a. 4.29% p.a. n/a n/a

Variable Investment Loan Package

Product Name Tier Discount to the Standard Variable Rate Principal & Interest Rate with Package Discount Principal & Interest Comparison Rate Interest Only Rate with Package Discount Interest Only Comparison Rate
Variable Investment Loan Package $100,000 - $1,500,000 0.85% p.a. 4.85% p.a. 5.23% p.a. N/A N/A
$100,000 - $1,500,000 0.90% p.a. N/A N/A 5.21% p.a. 5.58% p.a.

Fixed Investment Loan Package

Product Name Term Principal & Interest Rate Principal & Interest Comparison Rate Interest Only Rate Interest Only Comparison Rate
Fixed Investment Loan Package 1 year 4.24% p.a. 5.17% p.a. 4.44% p.a. 5.50% p.a.
Fixed Investment Loan Package 2 years 3.74% p.a. 5.02% p.a. 4.14% p.a. 5.38% p.a.
Fixed Investment Loan Package 3 years 3.84% p.a. 4.96% p.a. 4.29% p.a. 5.33% p.a.
Fixed Investment Loan Package 4 years 4.44% p.a. 5.09% p.a. 5.04% p.a. 5.52% p.a.
Fixed Investment Loan Package 5 years 4.44% p.a. 5.06% p.a. 4.99% p.a. 5.49% p.a.

Line of Credit Package

Product Name Tier Discount to the Line of Credit Rate Line of Credit Rate with Package Discount Comparison Rate
Line of Credit Package~ $100,000 - $500,000 0.45% p.a. 5.55% p.a. n/a

LVR = Loan to Value Ratio.

~ Rate determined by total balance of People’s Choice Investment Lending products.

b Limited time only. Borrower must qualify for an Investment Package. Current Annual Fee of $395 applies. Rate current for new applications from 25/06/2019 and subject to change without notice. A 1.81%p.a. discount applies to the Standard Variable Investment rate. Resulting rate 3.89%p.a. Maximum LVR is 90%. Minimum new borrowings of $100,000 apply.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

WARNING:This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.  

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