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Current as at 28 August 2019
Variable Investment Loans
| Product Name | Tier | Principal & Interest Rate | Principal & Interest Comparison Rate | Interest Only Rate | Interest Only Comparison Rate |
|---|---|---|---|---|---|
| Standard Variable Investment Rate: Home and Construction Loans | $20,000 - $1,500,000 | 5.55% p.a. | 5.60% p.a. | 5.96% p.a. | 6.01% p.a. |
| Basic Variable Investment Rate: Home & Construction Loans <80% LVRb | $50,000 - $1,500,000 | 4.72% p.a. | 4.77% p.a. | 5.08% p.a. | 5.13% p.a. |
| Basic Variable Investment Rate: Home & Construction Loans | $50,000 - $1,500,000 | 4.97% p.a. | 5.02% p.a. | 5.38% p.a. | 5.43% p.a. |
Fixed Investment Loans
| Product Name | Term | Principal & Interest Rate | Principal & Interest Comparison Rate | Interest Only Rate | Interest Only Comparison Rate |
|---|---|---|---|---|---|
| Fixed Investment Rate: Home and Construction Loans | 1 year | 3.58% p.a. | 5.50% p.a. | 3.89% p.a. | 5.89% p.a. |
| Fixed Investment Rate: Home and Construction Loans | 2 years | 3.58% p.a. | 5.32% p.a. | 3.89% p.a. | 5.70% p.a. |
| Fixed Investment Rate: Home and Construction Loans | 3 years | 3.68% p.a. | 5.18% p.a. | 3.99% p.a. | 5.56% p.a. |
| Fixed Investment Rate: Home and Construction Loans | 4 years | 4.04% p.a. | 5.16% p.a. | 4.44% p.a. | 5.56% p.a. |
| Fixed Investment Rate: Home and Construction Loans | 5 years | 4.14% p.a. | 5.10% p.a. | 4.54% p.a. | 5.50% p.a. |
Line of Credit
| Product Name | Tier | Rate | Comparison Rate |
|---|---|---|---|
| Line of Credit | $20,000 - $499,998 | 5.85% p.a. | n/a |
LVR = Loan to Value Ratio
b Only available for new business, rate current for new applications from 23/07/2019 and subject to change without notice. The Basic Variable Investment principal and interest <80% LVR rate is 0.25% p.a. discount to the Basic Variable Investment principal and interest rate. The Basic Variable Investment interest only <80% LVR rate is 0.30%p.a. discount to the Basic Variable Investment interest only rate. The discounts apply for life of the loan. Maximum LVR is 80.00%. Minimum new borrowings $50,000.
Terms, conditions, fees, charges and lending criteria apply and are available on application.
The comparison rate is for a loan of $150,000 over 25 years. WARNING:This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.