BSB 805 050

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BSB 805 050

Personal Loan Rates

Current as at 01 November 2018

Secured Personal Loans

Product Name Tier Rate Comparison Rate
Discounted Personal Loan (Car Loan)1,2 $20,000 - $100,000 5.64% p.a. 5.99% p.a.*
Discounted Personal Loan2,3 $10,000 - $100,000 7.99% p.a. 8.35% p.a.*

Unsecured Personal Loans

Product Name Tier Rate Comparison Rate
Unsecured Personal Loan (Low Rate)4 $2,000 - $40,000 9.99% p.a. 11.74% p.a.#
Unsecured Personal Loan4 $2,000 - $40,000 13.99% p.a. 15.78% p.a.#

1 A Discounted Personal Loan (Car Loan) may be used to purchase or refinance a car up to 2 years old from year of manufacture (currently from 2016) which must be used as security for the Car Loan.
2 Fixed for 5 years then reverts to our standard variable rate (currently 11.55% p.a.) for remaining term.
3As your Discounted Personal Loan interest rate will be based on various factors such as your loan criteria and our assessment of your application, a different rate may apply if the vehicle used as security is more than 7 years old. We will confirm the specific details of your loan, including your actual interest rate and repayment amounts in your loan offer document.
4As your Unsecured Personal Loan interest rate will be based on various factors such as your loan criteria and our assessment of your application, a different rate may apply to your loan. We will confirm the specific details of your loan, including your actual interest rate and repayment amounts in your loan offer document.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

* Comparison rates are based on a secured loan of $30,000 with monthly repayments over a term of 5 years. 
# Comparison rates are based on an unsecured loan of $10,000 with monthly repayments over a term of 3 years.  
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

The information above is general advice only and does not take into consideration your personal objectives, financial situation or needs (“your personal circumstances”). Please consider the relevant Disclosure Documents and your personal circumstances before making any decision to purchase the products. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.

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