FAQ

How our fees work

Most popular questions...

• Check account balance before you transact. 

  Keep your ATM transaction slips as a record of your balances held and avoid attempting transactions when you have insufficient funds, or use the account balance facility before attempting a withdrawal to avoid overdrawing from your account. Phone Banking, Internet Banking, Mobile Banking and SMS Banking are free services that you can also use to find out your account balances before you transact.

• How can I avoid transaction fees? 

  These are the easiest and most cost-effective ways for members to transact at People's Choice Credit Union:

  What you want to do	How you should do it	Cost
  Check account balance	Mobile Banking, Internet Banking or SMS Banking or Balance printer (in branch) People's Choice ATM	FREE
  Transfer funds between People's Choice Credit Union accounts	Mobile Banking or Internet Banking	FREE
  Make purchases at EFTPOS	Visa Card holders should select payWave or credit rediCARD holders should use payWave or EFTPOS	FREE# FREE or $1.25*
  Deposit funds	Use People's Choice Credit Union branches, deposit ATMs or [email protected]	FREE
  Withdraw cash	Use ATMs or EFTPOS	FREE or $1.25*

   

   

• How do I find out about fees, rates and charges for my accounts?

  To find out more information about our fees and charges, please refer to our Fees and Charges brochure located on the website.