FAQ

Financial Planning

Most popular questions...

• Will you only recommend People's Choice Products?

  No. As a member based organisation and not owned by any product manufacturers we are able to work in your best interests and work closely with both industry and retail superannuation  funds.

• How much does it cost to see a Financial Planner?

  There is no cost for the first appointment as this is about getting to know you and whether People’s Choice Financial Planning is the right fit for you. 

  Before any fees are paid you will be provided with a fixed price 

• How do I get in touch with a Financial Planner?

  To make an appointment today please visit our website or contact the Financial Planning Support Team on 1300 132 982 or at [email protected]

• How can a Financial Planner help me?

  Our qualified Financial Planners have the training and experience to help you in a number of areas.  A People's Choice Financial Planner will help you identify your personal & financial goals, and put in place a plan to help you achieve them. 

• What services do Financial Planners provide?

  We provide a number services including, but not limited to, Superannuation, Retirement, Pre-Retirement, Personal Insurance for you and your family, Wealth Accumulation outside superannuation, Self Managed Super Funds, Centrelink and Aged Care, Debt Reduction and Estate Planning

More questions...

• When should I see a Financial Planner?

  Generally, the main reasons most people seek financial advice is to either protect themselves and their family in the event of serious illness or injury, grow their wealth through their working years and plan for retirmement.  We can help with all of this and more, but above all , we can help provide peace of mind so that you can enjoy the important things in life.  It is never too late to seek advice from a Financial Planner, but it is always better to start early.  Remember, the best time to invest was 20 years ago, and in 20 years time, the best time to invest would be today.  Our experienced Financial Planners can help you plan for your future and protect your family at any time or at any stage of your life.

• Why did People’s Choice partner with BT?

  Historically, People’s Choice Credit Union has used multiple service and product manufacturers to provide financial solutions for our members. Given our size, the decision was taken to use this scale to secure a competitive fee structure for our members’ superannuation, investment & insurance needs.
  We will also benefit from BT’s experience more broadly in terms of working in partnership with a large financial institution as we continue to build a stronger Credit Union.

• Why did People’s Choice select BT?

  People’s Choice chose to partner with BT following a rigorous tender process, because we are determined to provide the greatest benefit across a number of key criteria to our members now, and into the future.
  BT Wrap is also currently the largest Wrap platform in the country when measured by funds under advice, and has won the Smart Investor platform of the year for 2011, 2012 and 2013.

• Who is BT?

  BT is the investment arm of Westpac. They have been helping Australians create and manage wealth since 1969 and today is one of Australia’s leading wealth managers with over $144 billion in funds under management and administration.

• Who do I refer queries to?

  All queries should be made via a qualified Financial Planner. To make an appointment today please visit our website or contact the Financial Planning Support Team on 1300 132 982 or at [email protected]

• What is a WRAP?

  A WRAP allows you to hold all of your investments in a single and tax effective vehicle. It provides tax calculations to investors at an individual account level, allowing them to receive the true benefit of their investments and transactions.

• What are the key member benefits?

  People's Choice Credit Union has now formed relationships with both retail and industry superannuation funds. This allows our advisers to select the best investments to meet our members needs and long term goals.