FAQ

Financial Planning

Most popular questions...

• What are the key member benefits?

  The new partnership with BT will allow members to access a market leading product with a very cost competitive fee structure.

• What is a WRAP?

  A WRAP allows you to hold all of your investments in a single and tax effective vehicle. It provides tax calculations to investors at an individual account level, allowing them to receive the true benefit of their investments and transactions.

• Who do I refer queries to?

  All queries should be made via a qualified Financial Planner. To make an appointment today please visit our website or contact the Financial Planning Support Team on 1300 132 982 or at [email protected]

• Who is BT?

  BT is the investment arm of Westpac. They have been helping Australians create and manage wealth since 1969 and today is one of Australia’s leading wealth managers with over $144 billion in funds under management and administration.

• Why did People’s Choice select BT?

  People’s Choice chose to partner with BT following a rigorous tender process, because we are determined to provide the greatest benefit across a number of key criteria to our members now, and into the future.
  BT Wrap is also currently the largest Wrap platform in the country when measured by funds under advice, and has won the Smart Investor platform of the year for 2011, 2012 and 2013.

More questions...

• Why did People’s Choice partner with BT?

  Historically, People’s Choice Credit Union has used multiple service and product manufacturers to provide financial solutions for our members. Given our size, the decision was taken to use this scale to secure a competitive fee structure for our members’ superannuation, investment & insurance needs.
  We will also benefit from BT’s experience more broadly in terms of working in partnership with a large financial institution as we continue to build a stronger Credit Union.