Find answers to some of the most common questions from our members
You can choose to make your repayments weekly, fortnightly or monthly.
You can even make additional payments without penalty at any time via Phone Banking, Internet Banking, or at any of our branches.
Calculate the time and interest you can change when making extra repayments with our free extra repayments calculator here.
Our Personal Loans start from as little as $2,0003 and our Discounted Personal Loans start from as little as $10,0001,2.
The maximum loan is based on the amount that you can afford to repay.
Calculate how much you can borrow with our free borrowing calculator here.
No, you can apply for a personal loan with People's Choice even if you are not a member.
If you're not currently a member, you'll need to become a member before the car loan can be finalised.
And have no fear, it’s a quick and simple process!
Click here to become a member with People's Choice.
Yes, we can conditionally approve a Personal Loan for you before you buy.
You just need to submit an application form, let us know how much you want to borrow and we’ll review your application.
We offer 90 day pre-approval to give you time to find the car that is right for you.
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