FAQ

Most popular questions...

• Can I pay extra off my loan?

  Yes, our Variable Rate Package enables you to make unlimited extra repayments. 

• Can I redraw excess funds from my loan?

  Yes, our Variable Home Loan package offers you the flexibility to redraw any extra repayments you have made if you need the money back again. Redraw can be accessed online or via one of our branches.

  _{*Minimum redraw amount is $1,000. Redraws are only available if sufficient extra repayments have been made against the loan account.}

• How many loans can be incorporated under one annual package fee?

  There are no restrictions to the number of loans that can be incorporated under one $395 annual fee.

  Our Home Loan Package offers variable, line of credit and fixed rate products. 

• Can I link an offset account to my Home Loan Package?

  An offset facility is available on our Variable Home Loan Package. Linking an offset account to your loan may help you reduce the interest payable and time taken to pay off your loan.*
  

   

  _{*An Offset account is optional and only available for Standard Variable and Variable Package loans. $8 per month fee applies.}