Find answers to some of the most common questions from our members
People's Choice Secure Code makes digital payments and access easier and quicker for you and allows you to transact where ever and whenever you choose.
You may be prompted for a Secure Code lasting 30 seconds when you:
People's Choice is committed to improving online security for our members' and we understand that with the development of technology, comes the need to enhance online security.
People's Choice Secure Code is a more secure solution, and is available to all members, including those who do not have an Australian mobile or landline, offering sophisticated real-time, at login fraud detection and a superior user experience.
People's Choice Secure Code is the key to unlocking your digital banking now and into the future. It's an extra layer of verification that goes beyond the basic username and passwords to give you secure access to your banking.
People's Choice Secure Code is replacing SMS Verification and Personal Icons to bring you enhanced digital security and real time fraud detection. Making digital banking easier and more secure for you, to transact anytime and anywhere....even when you travel.
Call 13 11 82 to have your mobile number deregistered, particularly if you do not have a passcode protecting your mobile phone. You can also do this in branch.
Secure Code Verification delivers an even greater level of security than your Factor2 Icons, while allowing you to enjoy a more streamlined experience in Internet Banking.
Once registered, you will notice some key changes:
• You will be prompted at the confirmation stage of a transfer to a new external payee or BPay biller
• You will not be prompted for a Secure Code for existing saved external payees or billers
• Member to Member transfers will not require Secure Code Verification, even if to a new member
People's Choice Secure Code will be available via:
Up to 5 devices can be registered per member; it is a good to have a back up smart device or download an Access App to a PC or laptop that can be used if your main device is not available.
If you replace your device, or want to register an extra device of Secure Code, follow the steps below.
If you do not have your existing device to receive the Push Notification or access a Secure Code, please call 13 11 82 for assistance.
Yes, the People's Choice App and Secure Code can be used on Smart Devices if you have access to data or Wifi. If there is no access to data or Wifi, you can still access the Secure Code function.
If there is no access to data or Wifi, you can still access the Secure Code function.
Full access to the People's Choice App and Secure Code can be used on Smart Devices when you have access to data or Wifi.
Yes, a Secure Code can be sent to your Australian mobile phone number while overseas only if you have global roaming activated on your mobile phone.
If you live outside Australia and do not have an Australian phone number, call +61 2 8299 9101 for assistance.
If you know you are travelling overseas in the near future without access to an Australian phone number, please contact us on 13 11 82 or visit a branch to talk about what options are available to you.
No, registration to Secure Code Verification is currently not compulsory and is an ‘opt in’ service.
However, it is our preferred option as it provides our members with an enhanced level of security.
You may choose to receive your Secure Code via an SMS text message delivered to your mobile phone or via voice call delivered to your nominated Australian landline telephone.
Select your preferred delivery method (SMS or a voice call to your Australian landline telephone) and you will receive the Secure Code within seconds. Entering the Secure Code into the ‘Secure Code’ field on your computer or mobile device will validate your sensitive function or transaction.
Once you have entered a Secure Code, you will not be prompted again within the same Internet Banking session.
Yes, Secure Code Verification is currently an optional service that requires registration.
Secure Code will be valid for approximately five minutes and will apply only to the transaction for which it was generated. When the Secure Code expires, you may request another Secure Code.
No, there is no charge for the Secure Code Verification phone call or SMS.
Please note, some mobile phone network providers may charge a fee when you are overseas and using global roaming.
Secure Code Verification is required when an activity in Internet Banking is considered more sensitive you will be prompted to request a Secure Code to complete the function.
We recommend making it common practice to do your Internet Banking with your mobile phone handy, so that you can generate and enter a Secure Code when required.
To protect the security on your account/s you are currently unable to update your mobile phone or Australian landline numbers via Internet Banking. If you need to update your mobile or landline numbers, simply call 13 11 82, or visit a branch.
You can only have one Secure Code sent to one device at a time, however you can have up to three phone numbers loaded into the system at one time to choose from.
If you don’t receive your Secure Code, please check the phone numbers listed in the ‘Phone Numbers’ field when prompted to receive a Secure Code, to ensure your details are current. You can also check your details in Internet Banking under ‘Member Details ‘under the ‘Settings’ menu. If you need to make any changes, call 13 11 82 or visit a branch.
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