BSB 805 050

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BSB 805 050

Board of Directors

Board Charter

Our Board of Directors is committed to the members of People's Choice Credit Union, as per the Board Charter.

Just as fulfilling the needs of our members is the top priority for all staff, each of our Board members understands the importance of their role and that their responsibility lies with providing a service to our members and the community.

John Cossons

Image of Chair of People's Choice Credit Union John Cossons


Director since 2001

John is a small business owner and property investor. He joined the Northern Territory Credit Union’s Board in 1981 and was elected Deputy Chairman in 1988 and Chairman in 1998, a position he held through the merger with Australian Central in 2001.
John serves on other Darwin based boards and acts as the independent chair on several advisory boards providing advice in the education sector. John was appointed Chair of People’s Choice in June 2014.

Steve Laidlaw

Image of Chief Executive Officer Steve Laidlaw

Managing Director & Chief Executive Officer


Steve was appointed the Chief Executive Officer of People’s Choice Credit Union in January 2016, having previously been the organisation’s Chief Financial Officer since 2012. 

He has significant people leadership and General Management experience in the retail banking and finance industry. He also previously held the Chief Financial Officer role with Rural Bank, now a part of the Bendigo and Adelaide Bank Group of Companies for approximately seven years. Steve is also a Director of Cuscal Limited.


Amanda Heyworth
Image of Director Amanda Heyworth

Director since November 2017

BA (Accounting), MBA (AGSM), FAICD

Ms Heyworth sits on boards in the finance, housing, technology, not-for-profit and Government sectors, including affordable housing organisation Ingenia Communities and the commercialisation arm of UniSA, UniSA Ventures. She has also worked with a number of not-for-profits in the disability and social services sector as a board member and board adviser.

Her previous experience includes running a venture capital fund, founding a tech start-up, working in investment banking and as a federal Treasury economist. She has qualifications in accounting and finance and an MBA from the Australian Graduate School of Management.

Anne Skipper AM
Image of Director Anne Skipper

Director since 2002

Dip. Nursing, FAICD

Anne is an experienced businesswoman with more than 20 years of experience as a board director and chair of government, not-for-profit and private sector boards. She is currently a consultant specialising in corporate governance. In addition to being a Director of People’s Choice, Anne is Chair of Silver Chain Group (incorporating RDNS SA), Chair of Plan International Australia and a Director of Qantas Foundation and Tonkin Consulting.


Virginia Hickey
Image of Virginia Hickey

Director since 2014


Virginia brings 15 years of leadership and governance experience to the People’s Choice Board, with a proven track record as a director of 14 companies, including Chair of TransAdelaide and the Telecommunications Industry Ombudsman Council, and as a commercial lawyer and partner at Finlaysons.

Virginia is Director of corporate governance and board leadership consultancy @ the Board Table, is a Council Member of the National Competition Council and holds directorships with Safecom, Public Transport Victoria and and is the independent Chair of the audit committee of the Public Trustee South Australia.

John Patton
Image of Director John Patton

Director since 2016

Fellow, Institute of Chartered Accountants in Ireland 
Associate, Institute of Chartered Accountants in Australia

John was appointed as a director on 27 October 2016. He has extensive retail banking and risk experience in the mutual sector, and a background as a chartered accountant. John was an independent non-executive director of Rural Bank from 2004 to 2016 and a director of Lifeplan Friendly Society from 2005 to 2013. For 14 years prior to these directorships, John was Chief Financial Officer of the Co-operative Building Society of South Australia then Adelaide Bank Limited.


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