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BSB 805 050

Five ways to prepare for bushfire season

03 Nov2020

With the weather getting hotter and drier, the fire danger period in many parts of Australia is becoming longer, with more areas becoming susceptible to bushfires. While it’s important to plan for these catastrophic events all year round, we’ve pulled together some key tips to help you prepare for this bushfire season.

Most importantly, in the event of a bushfire, don’t risk your life. The CFS recommends planning ahead to either stay with your home to defend it or going to a safe area well before the fire is expected to arrive.

1. Prepare months before

Well before fire season, it is a good idea to visit your state fire authority’s website (details below) or call them to get all the information you need to help create your bushfire preparedness plan.

Familiarise yourself with their website and any of their social media channels. Several states also have a mobile phone app that you can download to help you in real time. Knowing where to find your emergency broadcaster such as the local ABC radio channel for fire updates can also be useful.

2. Stay informed

Once bushfire season begins, make a habit of checking the fire danger ratings for your area. Know what your local weather district is so you can access the most relevant and up-to-date forecasts, bushfire alerts and warnings. Armed with the latest information, you’ll be better placed to make a good, early decision. Remember, bushfires can start quickly and may threaten property and lives within moments, so always act quickly.   

3. Know your strategy

Before bushfire season starts, make a decision about whether you plan to stay and defend your home in the event of a bushfire, or if you will leave to go to a safe area. If you choose to go, decide in advance which fire danger rating will be your trigger to leave. Have a number of routes planned so that you have options in case there's already a fire in the area and be sure the entire family has discussed plans for leaving including what to take, what to do with pets or livestock and what will happen if you can’t leave. Have an emergency kit ready that includes important documents, medications, protective clothing, a woollen blanket, a battery-powered radio and torch, along with spare batteries.

4. Protect your home

Preparing your house for a bushfire can increase the likelihood that it will survive. Actions you can take include:

  • Removing leaves and branches from your gutters and clearing flammable items from around the house.
  • Removing potential fuel sources such as woodpiles, outdoor furniture, paint, combustible chemicals, boxes and doormats.
  • Turning the valves on LPG gas bottles to point away from the house.

5. Prepare the backyard

Keeping your yard neat and tidy can help to reduce the spread of bushfire. Prune any overhanging branches within 10 metres of the house and keep the lawn mown to less than 10 centimetres. Replacing flammable mulch with rocks or pebbles, cutting back shrubs near or under windows and tidying the garden of any dry grass, leaves, twigs and loose bark could all help to slow the spread of fire.

For more help and information, check with your local fire service:
New South Wales Rural Fire Service
Victorian Country Fire Authority
Queensland Fire and Emergency Services
South Australian Country Fire Service
Department of Fire and Emergency Services WA
Bushfires NT
Tasmania Fire Service
ACT Rural Fire Service

The information above is general advice only and does not take into consideration your personal objectives, financial situation or needs (“your personal circumstances”). Please consider the relevant Product Disclosure Statement (PDS) available at, other Disclosure Documents and your personal circumstances before making any decision to purchase the products. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.

Home and Contents insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. People’s Choice Credit Union, a trading name of Australian Central Credit Union Ltd. ABN 11 087 651 125 Australian Financial Services Licence 244310, acts under its own Australian Financial Service Licence and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance.

Making sure in advance that you have current and adequate Home and Contents Insurance can take out some of the headache later, in the event that your home is damaged.

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