BSB 805 050

To give you the best possible experience, this site uses cookies. Learn more about cookies.

BSB 805 050

Refinance and enjoy $2,000 cashback on your Home Loan Package over $250,000.

Get in touch with a our expert Home Loan Advisers by filling out the form below.

Please enter a valid email address

People's Choice Mozo Award Highly Trusted 2018People's Choice Mozo Award Outstanding Customer Satisfaction 2018People's Choice Mozo Award Staff Friendliness 2018


Ready to make your move? 

Apply for a Home Loan Package

Make the switch to People's Choice today with $2,000 cashback on refinance over $250,000.

Refinance applications for a Home Loan Package or Investment Loan Package submitted before 30 June 2020, and approved and funded by 31 July 2020, are eligible.*

People’s Choice offers a range of competitive Home and Investment Loan Packages to suit your needs. We’re here to make refinancing your home and investment loan packages easier. 

For only one annual fee, a packaged home loan allows you to unlock the access to receive fee and interest rate discounts not only on your loan but on a wide range of products.

With no restrictions to the number of loans you can combine on a package, you’re able to have the freedom to consider being a home owner or savvy investor.


Our place or yours?

Our expert Mobile Home Loan Advisers are ready to meet with you in your home, office or in one of our branches, wherever is most convenient for you! 





*Cashback Terms and Conditions

1. Subject to these terms and conditions, the $2,000 cashback offer applies in relation to eligible refinance home and investment loan packages from $250,000.00.
2. Offer is restricted to one per person, or in the case of multiple borrowers, one per application during the offer period.
3. Non-package loans, bridging loans, business loans, and loans to refinance or otherwise repay existing People’s Choice Credit Union loans are not eligible.
4. To be eligible for the $2,000 cashback:
4.1. The completed package loan application must be submitted to People’s Choice Credit Union between 1 November 2019 and 30 June 2020;
4.2. A minimum of $250,000.00 must be in an eligible package product; and
4.3. The application must be approved (according to our usual lending criteria and credit assessment processes) and the loan must be fully funded/settled by 31 July 2020.
5. The $2,000 cashback will be credited to a People’s Choice account nominated by the borrower(s) (which may be the loan account or another account) within 60 days in which the loan is funded. If an account is not nominated by the borrower(s) for this purpose, the $2,000 will be credited to the loan account.
6. Lower refinance amounts may be considered for regional towns on application , if deemed eligible for the offer the cashback amount may be reduced.
7.  All our usual terms and conditions, fees and charges, lending criteria and lending requirements apply to the loans and the applications (see our website for more details).
8. Offer may be varied or withdrawn at anytime.

People's Choice Credit Union, 50 Flinders Street, Adelaide 5000, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 AFSL, Australian Credit Licence 244310.

We'd like to use your current location

For a more personalised experience please enter your location below...


Change your location