BSB 805 050

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BSB 805 050

Get $4,000 cashback when you refinance your home loan over $250,000 (LVR <80%).


Refinance applications for a home or investment loan submitted before 30 June 2021, and approved and funded by 31 August 2021.  Click for full terms and conditions.

People’s Choice offers a range of competitive home and investment loan products and packages to suit your needs. Our expert Home Loan Advisers are here to make refinancing your home and investment loans easier.

Make the switch today!




Get in touch with our expert Home Loan Advisers by filling out the form below.


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Refinance your Home Loan




Cashback terms and conditions

1. Subject to these terms and conditions, the $4,000 cashback offer applies in relation to eligible refinance home or investment basic variable and package loans from $250,000.00 with less than 80% loan to value ratio (LVR). A $2,000 cashback offer applies for eligible loans with an LVR 80% and above.

2. The offer is restricted to one cashback amount per person, or in the case of multiple borrowers, one cashback amount per application during the offer period.

3. Eligible loans include our basic variable product and all package products. Standard products, bridging loans and business loans are excluded.

4. Loans to refinance or otherwise repay existing People’s Choice Credit Union loans are not eligible.

5. To be eligible for the applicable cashback amount:
5.1. The completed eligible loan application must be submitted to People’s Choice Credit Union between 10 November 2020 and 30 June 2021, the offer period; and
5.2. A minimum of $250,000.00 must be in an eligible loan product; and
5.3. The application must be approved (according to our usual lending criteria and credit assessment processes) and the loan must be fully funded/settled by 31 August 2021.

6. The applicable cashback amount will be credited to a People’s Choice account nominated by the borrower(s) (which may be the loan account or another account) within 60 days of the loan being funded/settled. If an account is not nominated by the borrower(s) for this purpose, the applicable cashback amount will be credited to the loan account.

7. Lower refinance amounts may be considered for regional towns on application, if deemed eligible for the offer the cashback amount may be reduced.

8. Limit of one cashback offer per person over a 12 month period.

9.  All our usual terms and conditions, fees and charges, lending criteria and lending requirements apply and are available upon application.

10. Offer may be varied or withdrawn at anytime.

11. We reserve the right to seek reimbursement of any cashback amount paid where the refinanced loan is discharged within 90 days of funding/settlement.

People's Choice Credit Union, 50 Flinders Street, Adelaide 5000, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 AFSL, Australian Credit Licence 244310.

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