BSB 805 050

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BSB 805 050

Own the car of your dreams!

With fast pre-approval and flexible terms, our Personal Loans can help you get into your brand new car sooner. For example, our low, 5.99%*p.a. comparison rate is available when loans are secured against new cars with a loan value greater than $20,000. Other rates apply to other loan types - see our rate and product comparisons here. A Personal Loan Application fee of $250 applies.

As one of Australia’s largest and most successful member-owned financial institutions, our market-leading Discounted Personal Loan (New Cars) has helped thousands of Australians make their dreams possible.

  • No monthly account fees
  • No penalties for early repayments
  • Flexible loan terms
  • Flexible repayment options; pay weekly, fortnightly or monthly
  • Redraw facility against your extra payments
  • Fast pre-approval
  • Hassle free car insurance^

Have your identification and income details handy to make applying online even easier.

Loans pre-approved online in minutes.

Terms, conditions, fees, charges, lending criteria apply and are available upon application. *This comparison rate (annual percentage rate 5.64% p.a.) is current as at 31/07/2017 on our Discounted Personal Loan (New Cars) product and is subject to change at any time. Minimum loan amount of $20,000; a $250 Application Fee applies. Loan purpose must be to purchase a new car (year of manufacture from 2017) that has not previously been registered or owned, and the car must fully secure the loan. The comparison rate is 5.99%p.a. and is only accurate for a secured loan of $30,000 for a term of five years. Maximum interest rate for an Unsecured Personal Loan product is 13.99%p.a. (comparison rate 15.78%p.a.). WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. The information above is general advice only and does not take into consideration your personal objectives, financial situation or needs (“your personal circumstances”). Other rates apply to other personal loan types. ^General insurance (including Travel Insurance) is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. The Product Disclosure Statement (PDS) for insurance products can be obtained from any branch or downloaded from You should consider the relevant PDS and your personal circumstances before making any decision to purchase the general insurance products. People’s Choice Credit Union, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 acts under its own Australian Credit Licence 244310.

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