BSB 805 050

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BSB 805 050

Home Loans

Escape to a better home loan

Trapped in a home loan that's holding you back?


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Our Fixed Home Loan Package is a great choice to help you plan your budget while saving you extra money with rate and fee discounts on your loan. Enjoy certainty by knowing your home loan repayments.

Fixed Home Loan Package Benefits:

    • Lock in a competitive Fixed interest rate
    • No restrictions to the number of loans you can combine on a package
    • Pay weekly, fortnightly or monthly at no extra cost
    • Ability to make extra repayments up to $10,000 a year1

People's Choice have been helping members to buy, refinance and invest in real estate for decades. Our team combine fantastic local knowledge with the nationwide expertise of one of Australia’s largest and most trusted members-owned financial institutions. 

We’ve been awarded for our products and services

We have been named best lender for first home buyers in three states, SA, VIC, NT – for three years running!

Recognised for our award-winning service. Recommended by our members.




1Break Costs may apply for repayments above the $10,000 limit.

Owner Occupied Principal & Interest Home Loan Package, fixed for 3 years (<80% LVR) #Minimum loan $100,000. Rate current for new applications from 23 March 2021. After the fixed period, loan reverts to applicable Variable Home Loan Package Principal and Interest rate at the time, determined by total home package lending balance. Investment Loans are excluded from this offer.

Fees and charges apply. Rates, discounts and offers subject to change without notice. *The comparison rate based on a $150,000 loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Australian Credit Licence 244310.

People's Choice Credit Union, 50 Flinders Street, Adelaide 5000, a trading name of Australian Credit Union Ltd ABN 11 087 651 125 AFSL Australian Licence 244310.

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