If you have an existing policy you can find your insurer's contact details here
Subject to the product issuer’s underwriting rules and acceptance guidelines. Terms, conditions and exclusions apply and are available upon application. Excess periods may apply. Refer to the Product Disclosure Statement (PDS) for more details. The information above is general advice only and does not take into consideration your personal objectives, financial situation or needs (“your personal circumstances”). Please consider the relevant Product Disclosure Statement (PDS), other Disclosure Documents and your personal circumstances before making any decision to purchase the products. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant. General insurance (including Travel Insurance) is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance.
The insurer of the Mortgage Repayment Insurance Life and Trauma cover is AMP Life Limited ABN 84 079 300 379 AFSL 233671 (AMP). CGU administers the Life and Trauma cover on behalf of AMP and CGU’s liability under that policy is limited to the administration of that cover including the management of claims.
The insurer of Mortgage Protection Plus disability and involuntary unemployment covers is QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545. The insurer of Mortgage Protection Plus life and trauma covers is Integrity Life Australia Limited ABN 83 089 981 073 AFSL 245492, except where trauma cover is selected but life cover is not. If trauma cover only is selected then QBE Insurance (Australia) Limited is the insurer.
*CGU Life Insurance no longer available through People's Choice Credit Union as of 31/12/14, CGU Mortgage Repayment Insurance product no longer available to purchase through People's Choice Credit Union as of 18/11/18 and QBE Mortgage Protection Plus product no longer available to purchase through People's Choice Credit Union as of 29/11/19. Existing policy holders only.
All our insurance issuers pay commission at rates which range from 0% - 40% of the base premium. The commission rate varies depending on the type of insurance. People’s Choice Credit Union, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 AFSL 244310, acts under its own Australian Financial Service Licence and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance, and under an agreement with the insurers QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 and Integrity Life (Australia) Limited ABN 83 089 981 073 AFSL 245492.
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