BSB 805 050

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BSB 805 050

Investment Loan

Make your money work harder for you with the right loan to suit your property investment goals

When it comes to property investment, everybody’s goals are different. If your investment strategy is focussed on paying off the loan as soon as possible or simply repaying the interest, we have a range of investment home loans with repayment options to help you meet your goals.

Choose from a range of loan options:

  • Fixed or Variable Investment Loan Packages
  • Standard Variable Investment
  • Basic Variable Investment
  • Fixed Investment
  • Line of Credit

We offer loan terms of up to 30 years, flexible repayment frequencies (pay weekly, fortnightly or monthly1), the choice of either Principal and Interest or Interest Only repayments depending on your investment strategy and a split-loan interest rate option where you can get the benefits of a part fixed and part variable interest rate loan.2

SPECIAL OFFER

People’s Choice Credit Union and Core Logic RP Data present our exclusive Balanced Investment Report 2015/16 valued at $200 (RRP). The report is yours for FREE when you book a call back with one of our friendly Home Loan Advisers.

Fixed Investment rate loan features:

  • Lock in a competitive interest rate for between one to five years with a fixed rate loan
  • Rate-lock facility - guarantee your chosen fixed rate for up to 90 days from when you apply to when your loan funds3
  • Make extra repayments up to $10,000 per year without fee4

Variable Investment rate loan features:

  • Freedom to make unlimited extra repayments without fee – reduce your loan term and save money
  • Redraw facility - access to extra cash if you’re ahead on your repayments5
  • Offset account option - link your loan and transaction account to help reduce the interest and time taken to pay off your loan (available on Standard Variable Investment and Variable Investment Package loans)6

You can apply for an Investment Loan online, over the phone by calling 13 11 82 or by visiting your nearest branch.

The interest rate and any applicable fees depend on the type of Investment Loan you choose.

Most popular questions...

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Please call us on 13 11 82 to to arrange a Home Loan Adviser to contact you. Alternatively you can apply for your home loan online.

Not what you're looking for?

Interest only repayments can only be made monthly.
Subject to approval.
Rate Lock fee is 0.15% of the total loan amount and is valid for 90 days from the date of application.
Break Cost fee may apply for repayments above the $10,000 limit.
Minimum redraw amount is $1,000 and is free to facilitate online or $40 for an in-branch Staff Assisted redraw. Redraws are only available if sufficient extra loan repayments have been made.
An Offset account is optional and only available for Standard Variable Investment and Variable Investment Package loans. $8 per month fee applies for Standard Variable Investment loans.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

The information above is general advice only and does not take into consideration your personal objectives, financial situation or needs (“your personal circumstances”). Please consider the relevant Disclosure Documents and your personal circumstances before making any decision to purchase the products. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.

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