Anything’s possible with a rate this low.
With no ongoing fees, pre-approval available and flexible terms, our low rate Discounted Personal Loan can help you with whatever you have your heart set on.
Get the best personal loan
Our Discounted Personal Loan is free of ongoing monthly fees, offers flexible loan terms and can be arranged for any purpose; from a car, boat or motorbike loan to a home improvement project or smarter refinance deal.
Get discounted rates for loans starting from $10,000 and a choice of loan terms up to ten years, with a fixed rate for the first five years.2
We’re here to help
As a member owned organisation, our first priority is to help you. We continually focus on providing high levels of personalised service and value for money products – such as our Discounted Personal Loans – there to help you make those life-changing purchases.
- Competitive interest rates
- Low rate loans from $10,0002
- No monthly account fees
- $0 Monthly Fee on Zip account6 – save up to $6.00 per month ($72 per year)
- Flexible repayment frequency - pay weekly, fortnightly or monthly
- Fixed rate for first five years
- Loan terms up to ten years4
- No penalty for additional repayments or early payout
- Redraw facility against your extra repayments3
- Online application
- Pre-approval valid for 90 days