Our Unsecured Personal Loan gives you freedom and flexibility to help you with whatever you have your heart set on. With no monthly account fees and many other great features, use an Unsecured Personal Loan to make your dreams possible sooner.
A big life change in a small package
Our Unsecured Personal Loan offers a fixed rate for the life of your loan, flexible repayments, competitive interest rates and the freedom of an unsecured loan option. You can use our personal loan for almost any purpose; from buying a car to refinancing an existing loan and debt consolidation.
We’re here to help
As a member owned organisation, our first priority is to help you. We continually focus on providing high levels of personalised service and value for money products – such as our Personal Loans– there to help you make those life-changing purchases.
- No monthly account fees
- $0 Monthly Fee on Zip account6 – save up to $6.00 per month ($72 per year)
- Competitive interest rates fixed for the life of the loan3
- Flexible repayment frequency - pay weekly, fortnightly or monthly
- Loan terms up to seven years
- No penalty for additional repayments or early payout
- Redraw facility against your extra repayments5
- Loans from $2,0003
- Online application
- Pre-approval valid for 90 days