BSB 805 050

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BSB 805 050

Activate Account

Under 25? Our Activate Account has it all with no monthly account keeping fees

For Members

Aged 13-24

Monthly Fee

$0

Visa Debit

With payWave

If you’re a student or just starting out in working life, fees can hit your savings pretty hard. So, if you’re aged between 13 – 241 our Activate Account is a great everyday transaction account option. With our Activate Account you can say goodbye to monthly account keeping fees and you can use your account wherever and whenever you like without the need to count or restrict your transactions.*

  • No monthly administration fee
  • If you’re over 16 you’ll get our stylish Activate Visa Debit card with the convenience and security of Visa payWave
  • Ability to link the account to our redi2PAY App
  • Easy access to your account 24/7 with the People’s Choice Smartphone App, Internet Banking and Phone Banking
  • Unlimited free rediATM transactions, EFTPOS transactions, Visa Debit card ‘credit’ purchases, Direct Debits, BPAY® transactions, and People’s Choice Credit Union Branch, Agency, and Bank@Post transactions*
  • No minimum balance
  • Option to receive monthly eStatements direct to your email
  • No annual fee on a People’s Choice Visa Credit card
  • Supported in Android PayTM
  • Supported in Apple Pay

You can open your new Activate Account online, over the phone by calling 13 11 82 or by visiting your nearest branch.

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Product Summary

Account Purpose

Administration Fee

Criteria to waive administration fee

Interest

Access to Account

Unlimited Free Access

Optional Cheque Facility

Optional Overdraft

Interest Frequency

 

Under 25? Our Activate Account has it all with no monthly account keeping fees

Account Purpose

A transaction account designed specifically for members aged 13 to 24 years. With no monthly fees, easy access to your account via Internet and Smart Phone Banking and no minimum balance.

Administration Fee

$0

Criteria to waive administration fee

N/A

Interest

N/A

Access to Account

rediCARD, Visa Debit, redi2PAY, Apple Pay, Android PayTM

Unlimited Free Access

Optional Cheque Facility

Optional Overdraft

18 years and above

Interest Frequency

N/A

Flexible transaction accounts with unlimited selected transactions and a low monthly fee

Account Purpose

An everyday transaction account that gives you easy access to your money with unlimited selected transactions for a low monthly fee. Ability to have monthly fee waived if certain criteria is met.

Administration Fee

$6.50 per month ($0 per month if you meet the criteria below)

Criteria to waive administration fee

3 qualifying products.
Refer to our Fees and Charges Brochure for eligible products.

Interest

N/A

Access to Account

Visa Debit, redi2PAY, Apple Pay, Android PayTM

Unlimited Free Access

Optional Cheque Facility

Optional Overdraft

Interest Frequency

N/A

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Provides easy access to your money on the go, online, anywhere and anytime

Account Purpose

An everyday transaction account designed for members aged 25 to 54 years with the ability to have no monthly fees! Easy access to your account via Visa Debit card with payWave, Internet and Smart Phone Banking and online eStatements.

Administration Fee

$6 per month ($0 per month if you meet the criteria below)

Criteria to waive administration fee

$2,000 per month credited to the account or a People's Choice Home Loan^

Interest

N/A

Access to Account

Visa Debit, redi2PAY, Apple Pay, Android PayTM

Unlimited Free Access

Optional Cheque Facility

Optional Overdraft

Interest Frequency

N/A

Remove

A transaction account designed specifically for people 55 years and over

Account Purpose

A transaction account designed specifically for people 55 years and over

Administration Fee

$0

Criteria to waive administration fee

N/A

Interest

Up to 2.05% p.a.

Access to Account

Visa Debit, redi2PAY, Apple Pay, Android PayTM

Unlimited Free Access

Optional Cheque Facility

Optional Overdraft

Interest Frequency

Monthly

Remove

An Offset Account is an everyday transaction account that can help reduce the interest charged on your home loan.  Speak to us today about your home loan needs

Account Purpose

A transaction account that can help you reduce the amount of interest you pay on your home loan. The account is linked to your People's Choice standard variable home loan and reduces the balance of the loan that you pay interest on by what savings you have in your Offset Account. 

Administration Fee

$8 per month when linked to a loan

$6 per month when not linked to a loan

Criteria to waive administration fee

N/A

Standard lending fees and charges apply. Refer to our Fees and Charges Brochure for details

Interest

N/A

Access to Account

Visa Debit, redi2PAY, Apple Pay, Android PayTM

Unlimited Free Access

Optional Cheque Facility

Optional Overdraft

Interest Frequency

Monthly

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hi…

Thank you for your enquiry. Unfortunately we don’t have a branch in this area, so please call us on 13 11 82 to see how we can still help you.

®Registered to BPAY Pty Ltd ABN 69 079 137 518
*ATM transactions at non-rediATMs, rejected BPAY® transactions and declined electronic transactions are not free and will incur additional fees.
Only one account owner is required to meet the age qualifying criteria if the account is jointly owned.

Android, Android Pay, and the Android Logo are trademarks of Google Inc.

Terms, conditions, fees and charges apply and are available on application.

The information above is general advice only and does not take into consideration your personal objectives, financial situation or needs (“your personal circumstances”). Please consider the relevant Disclosure Documents and your personal circumstances before making any decision to purchase the products. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.

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