Whether you're saving for a holiday or special event, we know your reasons for saving are different, so we have savings or investment accounts to match.
Enjoy the convenience of an everyday transaction account with the added bonus of reducing the amount of interest you pay on your home loan with an Offset Account from People’s Choice.
An Offset Account allows you to make the most of your income and could save you thousands of dollars of interest charged on your home loan.
Here is how it works:
If your home loan balance is $350,000 and your linked Offset Account balance is $10,000, you are charged home loan interest based on $340,000.
Offset Accounts can be linked to any People’s Choice Standard Variable Rate Home Loan or Variable Rate Home Loan Package.
- Visa Debit card with the convenience of payWave access to make faster, easier and secure transactions
- Ability to link the account to our redi2PAY App
- Easy access to your account 24/7 with the People’s Choice Smartphone and iPhone App, Internet Banking and Phone Banking
- Monthly statements with the option to receive eStatements direct to your email
- Make unlimited rediATM transactions, EFTPOS transactions, Visa Debit card ‘credit’ purchases, Direct Debits, BPAY® transactions, and People’s Choice Credit Union Branch, Agency, and Bank@Post transactions, all for a set monthly fee*
- Ability to link a cheque book or overdraft facility to your Everyday Account
- Supported in Android PayTM
- Supported in Apple Pay
View our current home loan rates.