BSB 805 050

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BSB 805 050

Home Loan Rates

Current as at 18 October 2019

New Business Offer - Basic Variable Home Loan

Product Name

Tier

Discount to the Basic Variable Rate

Principal & Interest
Rate with Discount

Principal & Interest 
Comparison Rate

Interest Only Rate with Discount

Interest Only Comparison Rate

Basic Variable New Business Home Loan Ratez $150,000 - $1,500,000 0.98% p.a. 3.20% p.a. 3.20% p.a. n/a n/a
$150,000 - $1,500,000 0.68% p.a. n/a n/a 4.05% p.a. 4.05% p.a.
Basic Variable New Business Home Loan <80% Ratez $150,000 - $1,500,000 1.10% p.a. 3.08% p.a. 3.08% p.a.  n/a  n/a
$150,000 - $1,500,000 0.80% p.a. n/a n/a 3.93% p.a. 3.93% p.a.

Basic Variable Home Loan

Product Name

Tier

Discount to the Basic Variable Rate

Principal & Interest
Rate with Discount

Principal & Interest 
Comparison Rate

Interest Only Rate with Discount

Interest Only Comparison Rate

Basic Variable Home & Construction Loan Ratea $50,000 - $1,500,000 n/a 4.18% p.a. 4.18% p.a. 4.73% p.a. 4.73% p.a.
Basic Variable Home & Construction Loan Rate <80% LVRa $50,000 - $1,500,000 0.25% p.a. 3.93% p.a. 3.93% p.a. 4.48% p.a. 4.48% p.a.

Standard Variable Home Loan

Product Name Tier Principal & Interest Rate Principal & Interest Comparison Rate Interest Only Rate Interest Only Comparison Rate
Standard Variable Rate: Home, Construction, Bridging & Low Doc Loans~ $20,000 - $1,500,000 4.76% p.a. 4.81% p.a. 5.31% p.a. 5.36% p.a.

Residential Fixed Home Loans

Product Name Term Principal & Interest Rate Principal & Interest Comparison Rate Interest Only Rate Interest Only Comparison Rate
Fixed Rate: Home, Construction & Low Doc Loans~ 1 year 3.14% p.a. 4.75% p.a. 3.89% p.a. 5.31% p.a.
Fixed Rate: Home, Construction & Low Doc Loans~ 2 years 3.14% p.a. 4.61% p.a. 3.89% p.a. 5.18% p.a.
Fixed Rate: Home, Construction & Low Doc Loans~ 3 years 3.24% p.a. 4.50% p.a. 3.99% p.a. 5.09% p.a.
Fixed Rate: Home, Construction & Low Doc Loans~ 4 years 3.64% p.a. 4.52% p.a. 4.19% p.a. 5.06% p.a.
Fixed Rate: Home, Construction & Low Doc Loans~ 5 years 3.74% p.a. 4.48% p.a. 4.29% p.a. 5.02% p.a.

Line of Credit

Product Name Tier Rate Comparison Rate
Line of Credit $20,000 - $499,998 5.85% p.a. n/a

LVR = Loan to Value Ratio

~ Low Doc Home Loans are not available for new business.

z Limited Time Only. Rates are current for new applications from 18 October 2019, with rates and discounts subject to change at any time. Members with an existing Basic Variable loan must increase their borrowings by an amount that increases their Basic Variable loan to an amount greater than $150,000. No Offset Account allowed.

a Limited Time Only. Rates are current for new applications from 18/10/2019 with rates and discounts subject to change at any time. Minimum new borrowings $50,000. No Offset Account allowed.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

The comparison rate is for a loan of $150,000 over 25 years. WARNING:This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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