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Current as at 01 November 2018
Residential Variable Home Loans
| Product Name | Tier | Principal & Interest Rate | Principal & Interest Comparison Rate | Interest Only Rate | Interest Only Comparison Rate |
|---|---|---|---|---|---|
| Standard Variable Rate: Home, Construction, Bridging & Low Doc Loans~ | $20,000 - $1,500,000 | 5.30% p.a. | 5.35% p.a. | 5.85% p.a. | 5.90% p.a. |
| Basic Variable Rate: Home & Construction Loans <80% LVRa | $50,000 - $1,500,000 | 4.42% p.a. | 4.47% p.a. | 4.97% p.a. | 5.02% p.a. |
| Basic Variable Rate: Home & Construction Loans | $50,000 - $1,500,000 | 4.72% p.a. | 4.77% p.a. | 5.27% p.a. | 5.32% p.a. |
Residential Fixed Home Loans
| Product Name | Term | Principal & Interest Rate | Principal & Interest Comparison Rate | Interest Only Rate | Interest Only Comparison Rate |
|---|---|---|---|---|---|
| Fixed Rate: Home, Construction & Low Doc Loans~ | 1 year | 4.19% p.a. | 5.33% p.a. | 4.64% p.a. | 5.87% p.a. |
| Fixed Rate: Home, Construction & Low Doc Loans~ | 2 years | 3.99% p.a. | 5.20% p.a. | 4.39% p.a. | 5.71% p.a. |
| Fixed Rate: Home, Construction & Low Doc Loans~ | 3 years | 4.09% p.a. | 5.11% p.a. | 4.59% p.a. | 5.64% p.a. |
| Fixed Rate: Home, Construction & Low Doc Loans~ | 4 years | 4.64% p.a. | 5.21% p.a. | 4.99% p.a. | 5.68% p.a. |
| Fixed Rate: Home, Construction & Low Doc Loans~ | 5 years | 4.64% p.a. | 5.16% p.a. | 5.04% p.a. | 5.64% p.a. |
Line of Credit
| Product Name | Tier | Rate | Comparison Rate |
|---|---|---|---|
| Line of Credit | $20,000 - $499,998 | 6.25% p.a. | n/a |
LVR = Loan to Value Ratio
~ Low Doc Home Loans are not available for new business.
a Only available for new business, rate current for new applications from 31/07/2018 and subject to change without notice. The Basic Variable LVR rate is 0.30% p.a. discount to the Basic Variable rate and applies for life of loan. Resulting in a Basic Variable principal and interest rate of 4.42%p.a. and Basic Variable Interest Only rate of 4.97%p.a. Maximum LVR is 80%. Members with an existing home loan must increase their borrowings by at least $50,000 to qualify for the new business offer and the LVR must be less than or equal to 80%
Terms, conditions, fees, charges and lending criteria apply and are available on application.
WARNING:This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
The information above is general advice only and does not take into consideration your personal objectives, financial situation or needs (“your personal circumstances”). Please consider the relevant Disclosure Documentsand your personal circumstances before making any decision to purchase the products. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.