BSB 805 050

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BSB 805 050

Home Loan Rates

Current as at 23 July 2019

Residential Variable Home Loans

Product Name Tier Principal & Interest Rate Principal & Interest Comparison Rate Interest Only Rate Interest Only Comparison Rate
Standard Variable Rate: Home, Construction, Bridging & Low Doc Loans~ $20,000 - $1,500,000 4.90% p.a. 4.95% p.a. 5.45% p.a. 5.50% p.a.
Basic Variable Rate: Home & Construction Loans <80% LVRa $50,000 - $1,500,000 4.07% p.a. 4.12% p.a. 4.62% p.a. 4.67% p.a.
Basic Variable Rate: Home & Construction Loans $50,000 - $1,500,000 4.32% p.a. 4.37% p.a. 4.87% p.a. 4.92% p.a.

Residential Fixed Home Loans

Product Name Term Principal & Interest Rate Principal & Interest Comparison Rate Interest Only Rate Interest Only Comparison Rate
Fixed Rate: Home, Construction & Low Doc Loans~ 1 year 4.09% p.a. 4.96% p.a. 4.59% p.a. 5.51% p.a.
Fixed Rate: Home, Construction & Low Doc Loans~ 2 years 3.33% p.a. 4.75% p.a. 4.04% p.a. 5.32% p.a.
Fixed Rate: Home, Construction & Low Doc Loans~ 3 years 3.48% p.a. 4.66% p.a. 4.14% p.a. 5.23% p.a.
Fixed Rate: Home, Construction & Low Doc Loans~ 4 years 4.24% p.a. 4.81% p.a. 4.74% p.a. 5.34% p.a.
Fixed Rate: Home, Construction & Low Doc Loans~ 5 years 4.24% p.a. 4.77% p.a. 4.74% p.a. 5.29% p.a.

Line of Credit

Product Name Tier Rate Comparison Rate
Line of Credit $20,000 - $499,998 5.85% p.a. n/a

LVR = Loan to Value Ratio

~ Low Doc Home Loans are not available for new business.

a Only available for new business, rate current for new applications from 23/07/2019 and subject to change without notice. The Basic Variable LVR rate is 0.25% p.a. discount to the Basic Variable rate and applies for life of loan. Maximum LVR is 80.00%. Minimum new borrowings $50,000.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

WARNING:This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.  

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