BSB 805 050

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BSB 805 050

Investment Loan Package Rates

Current as at 26 March 2020

New Business Offer - Variable Investment Loan Package

Product Name Tier Discount to the Standard Variable Rate Principal & Interest Rate with Package Discount Principal & Interest Comparison Rate Interest Only Rate with Package Discount Interest Only Comparison Rate
Variable Investment Loan Package <80% LVR~f $100,000 - $1,500,000 1.87% p.a. 3.29% p.a. 3.70% p.a. n/a n/a
Variable Investment Loan Package <90% LVR~g $100,000 - $1,500,000 1.66% p.a. 3.50% p.a. 3.90% p.a. n/a n/a
Variable Investment Loan Package IO <80% LVR~h $100,000 - $1,500,000 1.66% p.a. n/a n/a 3.80% p.a. 4.20% p.a.

Variable Investment Loan Package

Product Name Tier Discount to the Standard Variable Rate Principal & Interest Rate with Package Discount Principal & Interest Comparison Rate Interest Only Rate with Package Discount Interest Only Comparison Rate
Variable Investment Loan Package~ $100,000 - $1,500,000 0.90% p.a. 4.26% p.a. 4.65% p.a. 4.56% p.a. 4.94% p.a.

Fixed Investment Loan Package

Product Name Term Principal & Interest Rate Principal & Interest Comparison Rate Interest Only Rate Interest Only Comparison Rate
Fixed Investment Loan Package 1 year 2.89% p.a. 4.52% p.a. 3.14% p.a. 4.81% p.a.
Fixed Investment Loan Package 2 years 2.48% p.a. 4.33% p.a. 2.74% p.a. 4.61% p.a.
Fixed Investment Loan Package 3 years 2.58% p.a. 4.22% p.a. 2.74% p.a. 4.47% p.a.
Fixed Investment Loan Package 4 years 3.14% p.a. 4.27% p.a. 3.34% p.a. 4.53% p.a.
Fixed Investment Loan Package 5 years 3.14% p.a. 4.20% p.a. 3.44% p.a. 4.49% p.a.

Line of Credit Package

Product Name Tier Discount to the Line of Credit Rate Line of Credit Rate with Package Discount Comparison Rate
Line of Credit Package~ $100,000 - $500,000 0.45% p.a. 5.15% p.a. n/a

LVR = Loan to Value Ratio.

~ Rate determined by total balance of People’s Choice Investment Lending products.

f Limited time only. Borrower must qualify for an Investment Loan Package. Current Annual Fee of $395 applies. Rate current for new applications from 17 March 2020 and subject to change without notice. Under the Package, a 1.87%p.a. discount is applied to the Standard Variable Investment principal and interest rate for the life of the loan. Maximum LVR 80.00%. Minimum new borrowings $100,000.

g Limited time only. Borrower must qualify for an Investment Loan Package. Current Annual Fee of $395 applies. Rate current for new applications from 17 March 2020 and subject to change without notice. Under the Package, a 1.66%p.a. discount is applied to the Standard Variable Investment principal and interest rate for the life of the loan. Maximum LVR 90.00%. Minimum new borrowings $100,000.

h Limited time only. Borrower must qualify for an Investment Loan Package. Current Annual Fee of $395 applies. Rate current for new applications from 17 March 2020 and subject to change without notice. Under the Package, a 1.66%p.a. discount is applied to the Standard Variable Investment interest only rate for the life of the loan. Maximum LVR 80.00%. Minimum new borrowings $100,000.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

The comparison rate is for a loan of $150,000 over 25 years. WARNING:This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

People's Choice Credit Union, 50 Flinders Street, Adelaide 5000, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 AFSL, Australian Credit Licence 244310.

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