BSB 805 050

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BSB 805 050


Whether you are looking to become a member, open a new account or apply for a loan or insurance, we can help you get started today

Here at People’s Choice we’re different to the major banks. But what is a Credit Union?  Well our members are not just our customers, they’re our owners, which makes them pretty special in our eyes. When you open an account with us you sign up to become a member and like most memberships, you even pay a $2 share to make it official. Because we’re member owned we reinvest our profits into creating better products and providing great service and advice, rather than giving returns to shareholders like the banks.

Are you ready to make a switch to a better choice in banking?
Become a People's Choice member today!

Apply for membership

Already a People's Choice Member? Perfect! As a current member you can apply for a range of products including Accounts, Home Loans, Personal Loans, Insurance, Credit Cards and more. As a current member and account holder, you can apply for multiple accounts all from the comfort of your home. Open a new account through our Internet Banking and Mobile Banking Apps. Simply Login to Internet Banking, click on the "Apply" tab, select "Create Account" and complete the 'Account Open Request' online form. Don't have our app? Download the 'People's Choice Credit Union' Mobile Banking App on your phone or tablet today!

Apply for an Account

To apply for an account with People's Choice, simply complete a membership application, which will take 10-15 minutes to fill out and lodge online, and choose the account/s you wish to open. 

Apply for an account

You must be an Australian resident to open a membership. There is an option for you to provide your Australian Tax File Number. If you are a foreign tax resident, we will ask you to provide your Taxpayer Identification Number (or equivalent).

To make your application easier, make sure you have the following identification handy:

  • Australian Driver's Licence
  • Australian Passport
  • Medicare Card
  • Medibank Private Health Insurance (if relevant)
  • Employment Visa (if you hold a foreign passport)
  • Australian Tax File Number or Taxpayer Identifications Number (or equivalent)


What Account is right for me?

We have a range of Transactions and Savings accounts to suit your needs.

Activate Account

Under 25? Our Activate Account has it all with no monthly account keeping fees.

Everyday Account

Flexible transaction accounts with unlimited selected transactions and a low monthly fee.

Zip Account

Provides easy access to your money on the go, online, anywhere and anytime.

View more Accounts >


Apply for a Personal Loan

Apply for a Personal Loan

Apply for a Home Loan

Apply for a Home Loan

When you apply for a loan, please have this information handy:

  • Income details including pay slips, child support, pensions, overtime, allowances, rental income and commissions.
  • Expense details including utility bills, rent, board, loan repayments, credit and store cards, maintenance and lease payments.
  • Asset information including cash savings, value of motor vehicles, shares, bonds, property and furnishings.
  • Residential and employment details for the last three years.
  • Australian driver’s licence number and expiry.


Apply for a Credit Card

Apply for a Credit Card

Apply for Insurance

Apply for Insurance

Use our free calculators to help you prepare your finances!

Take a look at our range of Home Loan CalculatorsPersonal Loan Calculators and Insurance Calculators to find out the financial aspects of a loan, such as repayments, borrower amounts, total loan cost or how much you can save with your budget.

View all calculators

People's Choice Credit Union is required by law to verify your identity.  We use greenid, a secure online verification service to verify your identity.  The information you provide will be compared against relevant information databases. Please consider greenid's privacy policy prior to proceeding.

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