BSB 805 050

To give you the best possible experience, this site uses cookies. Learn more about cookies.

BSB 805 050


Whether you are looking to become a member, open a new account or apply for a loan or insurance, we can help you get started today

Already a People's Choice Member? 

Open a new Account.

As a current member and account holder you can open multiple accounts with us online. All you need to do is login to Internet Banking or tap on our Mobile Banking App on your mobile device and follow these steps:

  • click/tap on Apply in the main menu,
  • select Create Account from the drop-down, and
  • complete the Account Open Request online form. 

Alternatively call us on 13 11 82 or visit your nearest branch and one of our friendly staff can help open an account for you.

Not a People's Choice Member?

Apply for your very first Account with us.

As a credit union, we’re different to the major banks because we’re member-owned. This means when you open an account you become a People's Choice Member. When you become a member you also become a shareholder, owning a percentage of the business and joining our growing community. 

Instead of pocketing profits, we reinvest money back into the business so that we can improve our products and provide a better service to our members. Along with our 375,000+ members, you can help us lead the way in creating a better future in banking.  

Apply for an Account

What Account is right for me?

We have a range on transactions and savings accounts to suit your needs.

Activate Account

Under 25? Our Activate Account has it all with no monthly account keeping fees.

Everyday Account

Flexible transaction Everyday Account with unlimited selected transactions and a low monthly fee.

Zip Account

Easy access to your money on the go, online, anywhere and anytime. 

View more Accounts >

Apply for a Personal Loan

Apply for a Personal Loan

Apply for a Home Loan

Apply for a Home Loan

When you apply for a loan, please have this information handy:

  • Income details including pay slips, child support, pensions, overtime, allowances, rental income and commissions.
  • Expense details including utility bills, rent, board, loan repayments, credit and store cards, maintenance and lease payments.
  • Asset information including cash savings, value of motor vehicles, shares, bonds, property and furnishings.
  • Residential and employment details for the last three years.
  • Australian driver’s licence number and expiry.


Apply for a Credit Card

Apply for a Credit Card

Apply for Insurance

Apply for Insurance

Use our free calculators to help you prepare your finances!

Take a look at our range of Home Loan CalculatorsPersonal Loan Calculators and Insurance Calculators to find out the financial aspects of a loan, such as repayments, borrower amounts, total loan cost or how much you can save with your budget.

View all calculators

People's Choice Credit Union is required by law to verify your identity.  We use greenid, a secure online verification service to verify your identity.  The information you provide will be compared against relevant information databases. Please consider greenid's privacy policy prior to proceeding.

We'd like to use your current location

For a more personalised experience please enter your location below...


Change your location